Pengaruh Religiusitas terhadap Kesejahteraan Muzakki pada BAZNAS

Masruchin; Binti Mutafarida; Andi Triyawan; Agus Purnomo

Authors

Masruchin Universitas Muhammadiyah Sidoarjo
Binti Mutafarida UIN Syekh Wasil Kediri
Andi Triyawan University of Darussalam Gontor
Agus Purnomo UNISKA MAB Banjarmasin

Keywords:

Kesejahteraan Muzakki, BAZNAS Jatim, Religiusitas

Abstract

Zakat management in Indonesia generally focuses on improving the welfare of mustahik (zakat recipients), whereas the impact of the religious dimension on the welfare of muzakki (zakat payers) themselves receives minimal attention. This quantitative study aims to analyze the effect of religiosity on the welfare of muzakki. Primary data were collected using Likert-scale questionnaires distributed to 219 registered muzakki at the National Board of Zakat (BAZNAS) of East Java Province and analyzed using regression analysis techniques. The results indicate that religiosity has a direct, positive, and significant effect on muzakki welfare. These findings suggest that religiosity is a key determinant in achieving holistic welfare, encompassing both spiritual peace and material sufficiency. Indicator analysis reveals that the declaration of faith (shahada) is the most dominant element shaping the muzakki's religiosity variable. Practically, this research offers an important empirical contribution for BAZNAS of East Java Province in formulating zakat utilization programs that go beyond fund collection to integrate sustainable religious education, thereby strengthening religious values and comprehensively optimizing muzakki welfare.

References

(BPS-RI), Badan Pusat Statistik. Indikator Kesejahteraan Rakyat 2020 (Welfare Indicators 2020). Jakarta: Badan Pusat Statistik (BPS-RI), 2020.

Aini, Zahriyah Nurul. “Perilaku Muzakki dalam Membayar Zakat Melalui Transaksi Non-Tunai di Lembaga Inisiatif Zakat Indonesia (IZI) Surabaya.” Iqtishodia: Jurnal Ekonomi Syariah 3, no. 1 (2018).

Benno Torgler. “The Importance of Faith: Tax Morale and Religiosity.” Journal of Economic Behavior & Organization, 2006.

Chapra, M. U., & Ahmed, H. (2013). Islamic Economics and Maqasid al-Shari’ah: Foundations and Applications. Islamic Research and Training Institute (IRTI).

Kemendagri RI. Buku Database Kependudukan Nasional: Data Agregat Kependudukan menurut Agama. Jakarta: Direktorat Jenderal Kependudukan dan Pencatatan Sipil (Ditjen Dukcapil) Kemendagri RI., 2026.

Puskas BAZNAS. (2019). Outlook Zakat Indonesia 2019. Pusat Kajian BAZNAS.

Pusat Kajian BAZNAS. (T.th.). Indikator Pemetaan Potensi Zakat (IPPZ). BAZNAS.

Sekaran, U., & Bougie, R. (2016). Research Methods for Business: A Skill-Building Approach (7th ed.). John Wiley & Sons.

Ghozali, I. (2018). Aplikasi Analisis Multivariate dengan Program IBM SPSS 25. Badan Penerbit Universitas Diponegoro.

M. Umer Chapra & Habib Ahmed. Islamic Economics and Maqasid al-Shari’ah: Foundations and Applications. London: Routledge, 2022.

Pusat Kajian BAZNAS. Indikator Pemetaan Potensi Zakat (IPPZ). Jakarta: BAZNAS Center of Strategic Studies., 2020.

Puskas BAZNAS. Outlook Zakat Indonesia 2019. Jakarta: Pusat Kajian BAZNAS RI, 2019.

Singarimbun, M., & Effendi, S. (1998). Metode Penelitian Survei. LP3ES.

Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.

Syn, Amalia Agustin, Khalifah Muhammad Ali, dan Didin Hafidhuddin. ““Factors Affecting Palm Farmers’ Decisions to Dispense Plantage-Product Zakat in Labuhanbatu Selatan Regency.”.” International Journal of Zakat 3, no. 3 (2018).

Torgler, B. (2006). The Importance of Faith: Tax Morale and Religiosity. Journal of Economic Behavior & Organization, 61(1), 81–109.

Yusuf Al-Qardhawi. Fiqh az-Zakat: Dirasah Muqaranah fi Ahkamiha wa Falsafatiha fi Dhaw’i al-Qur’an wa al-Hadith. Mu’assasah ar-Risalah, 2011.