Integrasi Tata Kelola Dewan Pengawas Syariah dan Manajemen Likuiditas dalam Meningkatkan Stabilitas Keuangan Bank Syariah di Era Ketidakpastian Global
DOI:
https://doi.org/10.55380/tasyri.v6i01.1059Keywords:
Sharia Supervisory Board, Liquidity Management,, Financial Stability, Islamic BankAbstract
This study aims to analyze the role of the Sharia Supervisory Board (SSB) and liquidity management in enhancing the financial stability of Islamic banks. The research adopts a qualitative approach with literature analysis and case studies. The method used is thematic analysis to identify key themes related to the role of SSB in Sharia compliance supervision and the impact of liquidity management on the financial stability of banks. The study also examines the challenges faced by Islamic banks in managing risks and liquidity, considering external factors such as global fiscal and monetary policies. The findings show that SSB plays a crucial role in maintaining Sharia compliance and good governance, which in turn supports the financial stability of Islamic banks. Characteristics of SSB, such as competence, meeting frequency, and the size of the board of directors, significantly influence the financial performance of banks. However, the main challenge faced by SSB is the lack of expertise in Sharia auditing and Islamic economics. Meanwhile, effective liquidity management, through financial instruments that comply with Sharia principles, is also crucial in maintaining the financial stability of Islamic banks, although more efficient regulation and tighter supervision are required. This study provides recommendations for improving collaboration between SSB, regulators, and other stakeholders to create a more resilient Islamic banking system amidst the dynamic global economic environment
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Baklouti, Ibtissem, ‘Is the Sharia Supervisory Board a Friend or an Enemy of Islamic Banks?’, Journal of Islamic Marketing, 13.2 (2022), 526–41 <https://doi.org/10.1108/JIMA-04-2020-0118>
Daumas, Louis, ‘Financial Stability, Stranded Assets and the Low-Carbon Transition – A Critical Review of the Theoretical and Applied Literatures’, Journal of Economic Surveys, 38.3 (2024), 601–716 <https://doi.org/10.1111/joes.12551>
Farkhodjon, Kholmamatov, and Kubayevich Dsc, ‘Http://Innovatus.Es/Index.Php/Ejbsos Current Analysis and Current Issues of Ensuring the Financial Stability of the Banking System in Uzbekistan’, EJBSOS European Journal of Business Startups and Open Society |, 4.3 (2024), 2795–9228
Febriyani, Nola, and Nurul Huda, ‘Efektivitas Peran Dewan Pengawas Syariah Dalam Meminimalkan Risiko Kepatuhan Di Bank Syariah Di Indonesia’, 2.December (2024), 135–44
Fitriani, Regita Nur, and Dimas Sumitra Danisworo, ‘Analisis Faktor-Faktor Yang Memengaruhi Risiko Likuiditas Pada Bank Umum Syariah Di Indonesia’, Journal of Applied Islamic Economics and Finance, 1.1 (2020), 71–84 <https://doi.org/10.35313/jaief.v1i1.2393>
Ika, Amanda, Lorenza Putri, Ribut Peni Anjarwati, Ulfa Dwy, Ayu Wulandari, and Binti Nur Asiyah, ‘Strategi Manajemen Likuiditas Dalam Menjaga Stabilitas Bank Syariah Indonesia Di Masa Krisis’, 2.2 (2024), 1–16
Kadafi, Muhammad Amin, and Justina Ade Judiarni, ‘LIQUIDITY MANAGEMENT AND ITS IMPACT ON THE GROWTH OF SMALL AND MEDIUM ENTERPRISES ( SMES ) IN INDONESIA’, 1.5 (2024), 1048–59
Kamankesh, Pegah, and Zahra Ghayedi, ‘Archive of SID . Ir Archive of SID . Ir Archive of SID . Ir Archive of SID . Ir’, Journal of Science and Engineering Elites, 12.47 (2023), 84–92 <https://doi.org/10.22103/jdc.2023.21005.1355>
Muhammad, Rifqi, and Hapsari Yuni Oktaviyanti, ‘Dampak Tata Kelola Bank Syariah Terhadap Kepatuhan Syariah Berbasis Maqashid Syariah’, Wahana: Jurnal Ekonomi, Manajemen Dan Akuntansi, 23.2 (2020), 239–59 <https://doi.org/10.35591/wahana.v23i2.188>
Muminovna, Malikova Dilrabo, Ashurova Oltin Yuldashevna, and Fazliyev Shahboz, ‘Aktuar Moliya va Buxgalteriya Hisobi Ilmiy Jurnali’, 4.03 (2024), 453–60
Nugroho, Arif, ‘Studi Efektivitas Dewan Pengawas Syariah Terhadap Profitabilitas Dan Resiko Pembiayaan Perbankan Syariah’, Proceeding of National Conference on Accounting & Finance, 2.2010 (2020), 60–68 <https://doi.org/10.20885/ncaf.vol2.art6>
Pertiwi, Dian, ‘Peran Dewan Pengawas Syariah (DPS) Dalam Mewujudkan Good Corporate Governance Di Bank Syariah’, Jurnal BAABU AL-ILMI: Ekonomi Dan Perbankan Syariah, 4.1 (2019), 1 <https://doi.org/10.29300/ba.v4i1.1626>
Putra Rulanda, Sija, Zulfi Diane Zaini, and Melisa Safitri, ‘Kedudukan Hukum Pengawas Bank Syariah Yang Dilakukan Oleh Otoritas Jasa Keuangan (OJK) Dan Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI)’, Jurnal Supremasi, 10.2 (2020), 36–51 <https://doi.org/10.35457/supremasi.v10i2.1148>
Restika, Restika, and Era Sonita, ‘Tantangan Keamanan Siber Dalam Manajemen Likuiditas Bank Syariah : Menjaga Stabilitas Keuangan Di Era Digital’, Krigan: Journal of Management and Sharia Business, 1.2 (2023), 25 <https://doi.org/10.30983/krigan.v1i2.7929>
Ritonga, M P, ‘Alternatif Untuk Menjaga Kelancaran Likuiditas Dalam Perbankan Syariah’, Journal of Islamic Economics and Finance, 1.3 (2023), 1–16
Rusmiati, Rusmiati, Nurnasrina Nurnasrina, and Heri Sunandar, ‘Implementasi Fungsi Pengawasan Dan Pengendalian Bank Syariah Di Indonesia’, Jurnal Ekonomi Utama, 2.2 (2023), 155–61 <https://doi.org/10.55903/juria.v2i2.61>
Wahid, Nisa Noor, Irman Firmansyah, and Adil Ridlo Fadillah, ‘Analisis Kinerja Bank Syariah Dengan Maqashid Syariah Index (Msi) Dan Profitabilitas’, Jurnal Akuntansi, 13.1 (2019), 1–9 <https://doi.org/10.37058/jak.v13i1.710>
Winanti, Wiwin, ‘Manajemen Risiko Likuiditas Pada Perbankan Syariah’, EKSISBANK: Ekonomi Syariah Dan Bisnis Perbankan, 3.1 (2019), 81–90 <https://doi.org/10.37726/ee.v3i1.34>
Ziky, Mustapha, Jamal Rafia, and Nabil El Hamidi, ‘Ṣukūk Al-Muḍārabah As a Financing and Liquidity Management Tool for Islamic Banks in Morocco: Exploratory Analysis of Expectations and Obstacles’, ISRA International Journal of Islamic Finance, 16.2 (2024), 65–87 <https://doi.org/10.55188/ijif.v16i2.667>
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Published
2025-03-17
How to Cite
Mustamin, Astuti, Saiful Mukhlis, & Bukhari. (2025). Integrasi Tata Kelola Dewan Pengawas Syariah dan Manajemen Likuiditas dalam Meningkatkan Stabilitas Keuangan Bank Syariah di Era Ketidakpastian Global. At-Tasyri: Jurnal Hukum Islam Dan Ekonomi Syariah, 6(01), 12–22. https://doi.org/10.55380/tasyri.v6i01.1059
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