Perlindungan Privasi dan Keamanan Siber E-Wallet:  Analisis Fikih Muamalah Terhadap Risiko Kebocoran Data.

Zul Asri Widiastuti; Alia Yulianti; Siti Nur Aisyah; Nastiti Ratnadewati; Syaeful Bahri

doi:10.55380/tasyri.v7i02.1455

Authors

Zul Asri Widiastuti UIN Sultan Maulana Hasanuddin Banten
Alia Yulianti UIN Sultan Maulana Hasanuddin Banten
Siti Nur Aisyah UIN Sultan Maulana Hasanuddin Banten
Nastiti Ratnadewati UIN Sultan Maulana Hasanuddin Banten
Syaeful Bahri UIN Sultan Maulana Hasanuddin Banten

DOI:

https://doi.org/10.55380/tasyri.v7i02.1455

Keywords:

Cybersecurity, Data Breaches, E_Wallet, Islamic Comercial Law, Descriptive Analysis

Abstract

The digital landscape in Indonesia is undergoing rapid changes and poses serious security risks related to the potential leakage of personal data from today's digital financial devices. This descriptive quantitative study aims to thoroughly assess users' perceptions of the effectiveness of cybersecurity features and to analyze the fulfillment of consumer rights under Islamic commercial law (figh muamalah). Data were collected through a structured questionnaire distributed to 57 respondents and carefully analyzed using SPSS. The results show that digital wallet users are predominantly women (63.2%) aged 19-21. The study shows that, although security features are considered adequate, concerns regarding potential data misuse by third parties remain high. From the perspective of muamalah figh, the protection of personal data privacy is an essential component in the application of the principles of hifz al-mal and hifz an-nafs. That is why e-wallet providers bear full responsibility for losses resulting from system negligence in the interest of the public good.

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