Keabsahan dan Etika Transaksi Cash On Delivery (COD) pada Marketplace Online: Analisis Perspektif Fikih Muamalah

Imam Tubagus; Ahmad Tibrizi; Ahmad Affandi; Arif Maulana; Syaeful Bahri

Authors

Imam Tubagus UIN Sultan Maulana Hasanuddin
Ahmad Tibrizi UIN Sultan Maulana Hasanuddin
Ahmad Affandi UIN Sultan Maulana Hasanuddin
Arif Maulana UIN Sultan Maulana Hasanuddin
Syaeful Bahri UIN Sultan Maulana Hasanuddin

Keywords:

Cash On Delivery, Fiqih Muamalah, Online Marketplace, Digital Transactions, Sale and Purchase

Abstract

The development of online marketplaces has encouraged the use of the Cash on Delivery (COD) system as an alternative payment method that offers convenience and security for consumers. This study aims to analyze the COD system from the perspective of fiqh muamalah, including the concept of sale and purchase, transaction mechanisms, emerging issues, as well as the validity and ethics of its implementation. This research employs a literature review method by examining various relevant sources. The findings indicate that COD transactions are generally permissible because they fulfill the pillars and requirements of a valid sale and purchase contract in Islamic law. However, several issues still arise in practice, such as discrepancies between products and their descriptions, refusal of payment, and a lack of understanding among the parties involved. Therefore, the principles of honesty, transparency, trustworthiness, and justice must be upheld to ensure that transactions remain in accordance with Islamic law.

References

Amadis, Fay Alejandra, Iswi Hariyani, Rahmadi Indra Tektona, and Ferdiansyah Putra Manggala. “Kepastian Hukum Perjanjian Kredit Tanpda Disertai Perjanjian Jaminan.” Journal Of Economic and Business Law Review 4, no. 2 (2024): 91–110. https://doi.org/10.19184/jeblr.

Amelia, An Nisaa, Dinda Theresia, Citra Rahmawati, and Chelsie Tetratama. “Analisis Hukum Islam Terhadap Jual Beli Dengan Sistem Cash On Delivery ( COD ).” Indonesian Journal Of Law And Justice 3, no. 2 (2025): 1–11. https://doi.org/10.47134/ijlj.v3i2.5112.

Fata, Zainol. “Analisis Sistem Pembayaran Cash On Delivert (COD) Pada Bisnis Online: Kajian Kesesuaian Dengan Etika Bisnis Islami.” JIESP: Jurnal Of Islamic Economics Studies And Practices 3, no. 2 (2024). https://doi.org/10.54180/jiesp.2024.3.2.146-155.

Hamka, Hamka, Indra Satriani, Irna Rufaida Arman, and Harmilawati Harmilawati. “Sistem Pembayaran Cash On Delivery (COD) Dalam Belanja Online Perspektif Fiqh Muamalah.” Al-Ahkam Jurnal Hukum Pidana Islam 6, no. 1 (2024): 109–22. https://doi.org/10.47435/al-ahkam.v6i1.2653.

Huda, Zinol. “Analisis Akad Dalam Transaksi Cah On Delivery (COD) Menurut Perspektif Fiqh Muamalah.” Tashfir Terateks: Jurnal Ekonomi & Bisnis Syariah 1, no. 1 (2025): 127–42. https://ejournal.staimsumenep.ac.id/index.php/tashfir/article/view/28.

Jumarni, Jumarni. “Konsep Khiyar Pada Online Shop Dengan Metode COD Perspektif Ekonomi Islam.” Jurnal Al-Kharaj 1, no. 2 (2021). https://doi.org/10.30863/alkharaj.v1i2.1701.

Jumriani, Jumriani, and Hizbullah Hizbullah. “Cash On Delivery (COD) Perspektif Ekonomi Syariah.” Journal Of Environmental Economics And Sustainability 1, no. 2 (2024): 1–17.

Retnowati, May Shinta, Namira Muthia Rosalina, Devid Frastiawan Amir Sup, Muhammad Irkham Firdaus, and Mohammad Syifa Urrosyidin. “Analisis Asas Itikad Baik Dalam Jual Beli Online Berbasis COD (Cash On Delivey).” Alhamra Jurnal Studi Islam 3, no. 1 (2022): 10–18.

Sania, Gita, Wildan Miftahussurur, and Nur Azizah. “Analysis of the COD Payment System in Buying and Selling Transactions According to Islamic Law.” Aghnina: Jurnal Hukum Ekonomi Syari’ah 1, no. 1 (2025): 45–66. https://doi.org/10.64431/ag.v2i1.153.

Syamsi, Azimar, and Arsal Arsal. “Analisis Akad Pada Transaksi E-Commerce Dengan Metode Cash On Delivery (COD) Perspektif Fikih Mu’amalah.” JILAW: Jurnal Islamic Law and Wisdom 1, no. 2 (2025).